BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – GARGOTI, GARGOTI (TAL BHUDARGAD DIST KOLHAPUR)

Complete bank details including IFSC code, MICR code, address and payment facilities for GARGOTI branch.

IFSC Code
BKID0000928

Bank Details

Bank NameBANK OF INDIA
Branch NameGARGOTI
IFSC CodeBKID0000928
MICR Code416013514
AddressBHAGYALAKSHMI,PLOT NO.1063-64MARUTI GALLI, GARGOTI, TAL BHUDARGAD DIST KOL
CityGARGOTI (TAL BHUDARGAD DIST KOLHAPUR)
StateMAHARASHTRA
Contact2324220064

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0000928

The IFSC code BKID0000928 uniquely identifies the GARGOTI branch of BANK OF INDIA located in GARGOTI (TAL BHUDARGAD DIST KOLHAPUR), MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0000928

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000928) – Unique branch identifier for GARGOTI

How to Use IFSC Code BKID0000928

To transfer money to any account at BANK OF INDIA GARGOTI branch, you will need to provide the IFSC code BKID0000928 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GARGOTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA GARGOTI Branch

BANK OF INDIA GARGOTI is a branch of BANK OF INDIA located in GARGOTI (TAL BHUDARGAD DIST KOLHAPUR), MAHARASHTRA. The branch provides comprehensive banking services to customers in GARGOTI (TAL BHUDARGAD DIST KOLHAPUR) and surrounding areas.

Branch Address

BHAGYALAKSHMI,PLOT NO.1063-64MARUTI GALLI, GARGOTI, TAL BHUDARGAD DIST KOL, GARGOTI (TAL BHUDARGAD DIST KOLHAPUR), MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 416013514. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA GARGOTI?

The IFSC code of BANK OF INDIA GARGOTI branch in GARGOTI (TAL BHUDARGAD DIST KOLHAPUR) is BKID0000928.

What is the MICR code of BANK OF INDIA GARGOTI?

The MICR code of BANK OF INDIA GARGOTI branch is 416013514.

What is the address of BANK OF INDIA GARGOTI?

BANK OF INDIA GARGOTI branch is located at BHAGYALAKSHMI,PLOT NO.1063-64MARUTI GALLI, GARGOTI, TAL BHUDARGAD DIST KOL.

Does BANK OF INDIA GARGOTI support NEFT/RTGS/IMPS?

BANK OF INDIA GARGOTI branch supports NEFT, RTGS, IMPS, and UPI transactions.