BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – SAKI NAKA, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for SAKI NAKA branch.

IFSC Code
BKID0000038

Bank Details

Bank NameBANK OF INDIA
Branch NameSAKI NAKA
IFSC CodeBKID0000038
MICR Code400013047
AddressSAGARTECH PLAZAANDHERI - KURLA ROAD,
CityMUMBAI
StateMAHARASHTRA
Contact28515016

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0000038

The IFSC code BKID0000038 uniquely identifies the SAKI NAKA branch of BANK OF INDIA located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0000038

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000038) – Unique branch identifier for SAKI NAKA

How to Use IFSC Code BKID0000038

To transfer money to any account at BANK OF INDIA SAKI NAKA branch, you will need to provide the IFSC code BKID0000038 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAKI NAKA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA SAKI NAKA Branch

BANK OF INDIA SAKI NAKA is a branch of BANK OF INDIA located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

SAGARTECH PLAZAANDHERI - KURLA ROAD,, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400013047. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA SAKI NAKA?

The IFSC code of BANK OF INDIA SAKI NAKA branch in MUMBAI is BKID0000038.

What is the MICR code of BANK OF INDIA SAKI NAKA?

The MICR code of BANK OF INDIA SAKI NAKA branch is 400013047.

What is the address of BANK OF INDIA SAKI NAKA?

BANK OF INDIA SAKI NAKA branch is located at SAGARTECH PLAZAANDHERI - KURLA ROAD,.

Does BANK OF INDIA SAKI NAKA support NEFT/RTGS/IMPS?

BANK OF INDIA SAKI NAKA branch supports NEFT, RTGS, IMPS, and UPI transactions.