BANK OF BARODA IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | BANK OF BARODA |
| Branch Name | RATNAGIRI |
| IFSC Code | BARB0MAHRAT |
| MICR Code | 415012051 |
| Address | K C JAINNAGAR,PARAS PLAZA,MARUTI TEMPLE RATNAGIRI 415612 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 1800223344 |
Payment Facilities
About IFSC Code BARB0MAHRAT
The IFSC code BARB0MAHRAT uniquely identifies the RATNAGIRI branch of BANK OF BARODA located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BARB0MAHRAT
- First 4 characters (BARB) – Represents BANK OF BARODA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (MAHRAT) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code BARB0MAHRAT
To transfer money to any account at BANK OF BARODA RATNAGIRI branch, you will need to provide the IFSC code BARB0MAHRAT along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF BARODA RATNAGIRI Branch
BANK OF BARODA RATNAGIRI is a branch of BANK OF BARODA located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
K C JAINNAGAR,PARAS PLAZA,MARUTI TEMPLE RATNAGIRI 415612, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415012051. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF BARODA RATNAGIRI?
The IFSC code of BANK OF BARODA RATNAGIRI branch in RATNAGIRI is BARB0MAHRAT.
What is the MICR code of BANK OF BARODA RATNAGIRI?
The MICR code of BANK OF BARODA RATNAGIRI branch is 415012051.
What is the address of BANK OF BARODA RATNAGIRI?
BANK OF BARODA RATNAGIRI branch is located at K C JAINNAGAR,PARAS PLAZA,MARUTI TEMPLE RATNAGIRI 415612.
Does BANK OF BARODA RATNAGIRI support NEFT/RTGS/IMPS?
BANK OF BARODA RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.