BANK OF BARODA IFSC Code – JOYA, JOYA
Complete bank details including IFSC code, MICR code, address and payment facilities for JOYA branch.
Bank Details
| Bank Name | BANK OF BARODA |
| Branch Name | JOYA |
| IFSC Code | BARB0JOYAJY |
| MICR Code | WAITING |
| Address | DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222 |
| City | JOYA |
| District | JYOTIBA PHULE NAGAR |
| State | UTTAR PRADESH |
| Contact | 1800223344 |
Payment Facilities
About IFSC Code BARB0JOYAJY
The IFSC code BARB0JOYAJY uniquely identifies the JOYA branch of BANK OF BARODA located in JOYA, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BARB0JOYAJY
- First 4 characters (BARB) – Represents BANK OF BARODA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (JOYAJY) – Unique branch identifier for JOYA
How to Use IFSC Code BARB0JOYAJY
To transfer money to any account at BANK OF BARODA JOYA branch, you will need to provide the IFSC code BARB0JOYAJY along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JOYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF BARODA JOYA Branch
BANK OF BARODA JOYA is a branch of BANK OF BARODA located in JOYA, UTTAR PRADESH. The branch provides comprehensive banking services to customers in JOYA and surrounding areas.
Branch Address
DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222, JOYA, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF BARODA JOYA?
The IFSC code of BANK OF BARODA JOYA branch in JOYA is BARB0JOYAJY.
What is the MICR code of BANK OF BARODA JOYA?
The MICR code of BANK OF BARODA JOYA branch is WAITING.
What is the address of BANK OF BARODA JOYA?
BANK OF BARODA JOYA branch is located at DELHI ROAD IQBALNAGAR JOYA JYOTIBA PHULE NAGAR DT UTTAR PRADESH 244222.
Does BANK OF BARODA JOYA support NEFT/RTGS/IMPS?
BANK OF BARODA JOYA branch supports NEFT, RTGS, IMPS, and UPI transactions.