ANDHRA BANK IFSC Code – CHOWK, LUCKNOW
Complete bank details including IFSC code, MICR code, address and payment facilities for CHOWK branch.
Bank Details
| Bank Name | ANDHRA BANK |
| Branch Name | CHOWK |
| IFSC Code | ANDB0002198 |
| MICR Code | 226011014 |
| Address | AAROHI TRADE CENTRE CHOWK LUCKNOW |
| City | LUCKNOW |
| State | UTTAR PRADESH |
| Contact | 2253993 |
Payment Facilities
About IFSC Code ANDB0002198
The IFSC code ANDB0002198 uniquely identifies the CHOWK branch of ANDHRA BANK located in LUCKNOW, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ANDB0002198
- First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002198) – Unique branch identifier for CHOWK
How to Use IFSC Code ANDB0002198
To transfer money to any account at ANDHRA BANK CHOWK branch, you will need to provide the IFSC code ANDB0002198 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHOWK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ANDHRA BANK CHOWK Branch
ANDHRA BANK CHOWK is a branch of ANDHRA BANK located in LUCKNOW, UTTAR PRADESH. The branch provides comprehensive banking services to customers in LUCKNOW and surrounding areas.
Branch Address
AAROHI TRADE CENTRE CHOWK LUCKNOW, LUCKNOW, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 226011014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ANDHRA BANK CHOWK?
The IFSC code of ANDHRA BANK CHOWK branch in LUCKNOW is ANDB0002198.
What is the MICR code of ANDHRA BANK CHOWK?
The MICR code of ANDHRA BANK CHOWK branch is 226011014.
What is the address of ANDHRA BANK CHOWK?
ANDHRA BANK CHOWK branch is located at AAROHI TRADE CENTRE CHOWK LUCKNOW.
Does ANDHRA BANK CHOWK support NEFT/RTGS/IMPS?
ANDHRA BANK CHOWK branch supports NEFT, RTGS, IMPS, and UPI transactions.