ANDHRA BANK IFSC Code – SMIT CHANDIPADAR, SMIT CHANDIPADAR
Complete bank details including IFSC code, MICR code, address and payment facilities for SMIT CHANDIPADAR branch.
Bank Details
| Bank Name | ANDHRA BANK |
| Branch Name | SMIT CHANDIPADAR |
| IFSC Code | ANDB0001494 |
| MICR Code | 761011523 |
| Address | SMIT CAMPUS, CHANDIPADAR, BHABANDHA PO, GANJAM DIST - 761003 |
| City | SMIT CHANDIPADAR |
| District | GANJAM |
| State | ODISHA |
| Contact | 0 |
Payment Facilities
About IFSC Code ANDB0001494
The IFSC code ANDB0001494 uniquely identifies the SMIT CHANDIPADAR branch of ANDHRA BANK located in SMIT CHANDIPADAR, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ANDB0001494
- First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001494) – Unique branch identifier for SMIT CHANDIPADAR
How to Use IFSC Code ANDB0001494
To transfer money to any account at ANDHRA BANK SMIT CHANDIPADAR branch, you will need to provide the IFSC code ANDB0001494 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SMIT CHANDIPADAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ANDHRA BANK SMIT CHANDIPADAR Branch
ANDHRA BANK SMIT CHANDIPADAR is a branch of ANDHRA BANK located in SMIT CHANDIPADAR, ODISHA. The branch provides comprehensive banking services to customers in SMIT CHANDIPADAR and surrounding areas.
Branch Address
SMIT CAMPUS, CHANDIPADAR, BHABANDHA PO, GANJAM DIST - 761003, SMIT CHANDIPADAR, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 761011523. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ANDHRA BANK SMIT CHANDIPADAR?
The IFSC code of ANDHRA BANK SMIT CHANDIPADAR branch in SMIT CHANDIPADAR is ANDB0001494.
What is the MICR code of ANDHRA BANK SMIT CHANDIPADAR?
The MICR code of ANDHRA BANK SMIT CHANDIPADAR branch is 761011523.
What is the address of ANDHRA BANK SMIT CHANDIPADAR?
ANDHRA BANK SMIT CHANDIPADAR branch is located at SMIT CAMPUS, CHANDIPADAR, BHABANDHA PO, GANJAM DIST - 761003.
Does ANDHRA BANK SMIT CHANDIPADAR support NEFT/RTGS/IMPS?
ANDHRA BANK SMIT CHANDIPADAR branch supports NEFT, RTGS, IMPS, and UPI transactions.